SME Funding 2014-2020

On 26th September the consolidated text of COSME, the new European programme dedicated to SME financing, was adopted by the ITRE Committee. According to what European Commission Vice-President Antonio Tajani said, with a budget of 2,3 billion euros, COSME will serve as collateral for loans to SMEs and “will offer improved access to risk capital or lending, with a particular attention to the expansion and growth of SMEs.” In addition to financial intermediaries, information about access to these credit instruments can be found on the single portal, created specifically by the European Commission. As it was the case for the former framework programme for competitiveness and innovation (CIP), COSME is addressed especially to micro-enterprises, with a number of employees less than or equal to 10, and it is estimated that “by 2020, about 344.000 businesses will receive assisted loans by COSME, with a value of loans up to 22 billion euros.”


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